From Accumulation to Income

From Accumulation to Income is written for the reader who did the hard part. You saved, invested, and built a number most people never reach. The book covers the part nobody taught you: turning that number into an income you can count on for thirty years, without guessing at the tax bill along the way.

Who it’s for

Married couples aged 50 and older with $750,000 or more in retirement assets, often much more, who hold a 401(k), deferred compensation, or company equity alongside other accounts. If you cannot yet name your monthly retirement income number, the book is built to get you there.

What’s inside

Four of its six chapters end with a self-scoring quiz, so you can see where your own plan has a gap instead of reading all 22 pages hoping something applies. Anonymized case studies show how coordinated planning changed a retirement date or a lifetime tax bill for households like yours. Its strategies cite their sources: Kiplinger, IRS Publication 590-B and the RMD rules inside it, the Social Security Administration’s delayed retirement credit and survivor benefit rules, and the CMS IRMAA thresholds that reset each year.

What changes after you read it

You will know which chapter matches your actual gap, whether that is withdrawal order, the Roth conversion window, Social Security timing, or the IRMAA cliff. In the anonymized outcomes inside the book, clients reduced projected lifetime taxes by $140,000 to $312,000, illustrative of past engagements and not a guarantee for your household.

Enter your name and email, and the download starts right away. Read more about Robert Boeck’s background or see the services built around the strategies inside it.

Schedule a call if you want the plan built for your own numbers instead of reading toward it alone.